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For the buyer to pursue financing. The financing process takes times and banks require either an LOI or purchase agreement as part of the loan package. So an accepted LOI is a critical component to securing financing.

Especially when, in effect, what is being asked of them is to provide the LOI upfront to a little_known Internet_generated seller about whom they lack any familiarity with or whose bona fides as sellers they know next to nothing about _ other than, perhaps, that they (the buyers) had had some initial communication with the "seller" via an Internet contact.

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